Economic Development

Economic Development

Q:  Does the City offer Small Business Loans?

A:  The CDBG Small Business Loan Program is for companies making fixed asset investments in Pittsfield.  The loans are for construction or acquisition of fixed assets and/or working capital.  The maximum loan is $100,000, but may not exceed 40 percent of the financing package.  The project must result in the addition or retention of jobs for low and moderate income citizens and families to qualify for the program.  Loans are “Companion Loans” with other public programs and/or private financing.  For more information, contact Ann Dobrowolski at (413) 499-9371 or by email at adobrowolski@pittsfieldch.com.  Please click here for a printable Small Business Loan Application.


Q:  Does the City offer Technical Assistance Grants?

A:  Technical Assistance Grants are matching grants of up to $5,000 which are used for professional services: accounting, bookkeeping, business consulting, marketing, etc. resulting in specialized technical assistance to people developing small businesses and micro-enterprises in Pittsfield.  These grants are intended for applicants of PERC loan programs or for applicants of other public or private financing programs.  They are designed to provide funding to businesses unable to obtain such funding in the private market.  For more information, contact Ann Dobrowolski at (413) 499-9371 or by email at adobrowolski@pittsfieldch.com.  Please click here for a printable PERC CDBG Technical Assistance Grant Application.


Q:  What is the Pittsfield Small Business Fund?

A:  A $500,000 Small Business Fund has been established to provide additional funding for small businesses, which are the backbone of Pittsfield’s economy.  The Pittsfield Small Business Fund, an initiative of Mayor Daniel Bianchi, stands to increase opportunity for 10 to 15 existing Pittsfield employers, who will continue contributing to the city’s overall economic viability and growth.  There are incentives for job growth built into the program.

The Pittsfield Small Business Fund provides loans to existing Pittsfield based small businesses.  The grants and loans are designed to provide funding to businesses unable to obtain funding from commercial sources or in situations where commercial funding is not sufficient to meet needs. The source of funding for this program is the Pittsfield Economic Development Fund.  Funding can be combined with other business assistance provided directly by the City of Pittsfield or through the Pittsfield Economic Revitalization Corporation (PERC).


Q:  What is the Economic Development Incentive Program?

A:  The purpose of this State economic development program is to encourage job growth and private investment in areas identified by local communities and approved by the State.  The program provides a process for negotiating various state and/or local tax incentives with qualifying businesses in exchange for job growth and private investment. This program can provide the following benefits to certified projects:

  • A negotiated state tax credit for businesses that generate substantial out-of-state sales
  • 10% Vacant Building Tax Deduction
  • Local real property tax incentives

For more information, contact Ann Dobrowolski at (413) 499-9371 or by email at adobrowolski@pittsfieldch.com.  Please click here for a printable New EDIP Program Chart.


Q:  What is the Handicapped Accessible Loan Program?

A:  The Handicapped Accessible Loan Program is intended to provide funding assistance to non-profit and for profit property owners located in the City of Pittsfield. By requiring a private match to loan funding, it is the vision of this program to stimulate other investment in the affected building, depending on the scope and cost of the proposed handicapped accessibility project.

Any non-profit organization that both owns and occupies its own building and private owners of commercial buildings located in Pittsfield. Improvements to the building and private owners of commercial buildings located in Pittsfield. Improvements to the residential portions of buildings are not eligible under this program but may be eligible under residential rehabilitation programs also offered by the Department of Community Development.  Please refer to the Handicapped Accessibility section of the Department of Community Development’s webpages for more information.

(Note: Commercial tenants in these buildings are not eligible to apply directly. Tenants interested in the program for their space must have the property owner apply on their behalf.)


 

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